|

Professor Milena Head
The
following article is reprinted courtesy of the Hamilton Spectator,
McMaster University’s partner in the Science in the City
Lecture Series.
So Who's Stolen You?
Natalie Alcoba
The Hamilton Spectator
Feb. 8, 12:50 EDT
Your personal information is out there and people are taking
it.
Stealing it, in fact, from your dumpster and your magnetic
credit card strip. They're accessing your bank account and then
they're helping themselves to your money. Sometimes the criminals
use your information to take out loans or apply for a passport.
In this digital age, we're more exposed than we think. "It's
scary how easy it is for them to get this information,"
said McMaster University professor Milena Head.
Identity theft, described as the unauthorized collection or
fraudulent use of personal information, is the fastest-growing
crime in North America. Millions of dollars have been stolen,
and thousands of hours wasted by people trying to put their
identity back together.
But most people don't realize how pervasive the crime is, said
Head, or the impact it can have on your life. Her goal is to
make people more aware so they can protect themselves.
She's become an expert in the field, and will be sharing her
knowledge in a Science in the City lecture this evening. The
free session is held in The Hamilton Spectator auditorium and
doors open at 6:30 p.m.
Head is part of a team of researchers from four Canadian universities
that are trying to create a library of information on identity
theft. McMaster is looking to take the lead on the project,
that also involves Queen's, Carleton and Ottawa universities.
The e-business research centre has allocated $1.7 million towards
the study of identity theft, said Head. One program looks at
defining and measuring identity theft. Head said in Canada the
RCMP has taken a lead in this fast-expanding crime, but the
data is scattered, at best, and there's no centralized tracking
system.
"We don't even necessarily know in Canada to what scale
the problem is," she said.
Figures for 2003 released by Phonebusters, a national anti-fraud
centre, suggest just over 13,000 Canadians were victims of identity
theft that year. It cost them nearly $22 million. "I'm
guessing that that is grossly underestimated," said Head.
American figures suggest an average victim loses about $800
US. But that doesn't take into account the time it takes --
about 600 hours per victim -- to get their information back
in order, said Head. Add to that the emotional damage of having
someone else assume your identity and the victim experiences
trauma akin to a violent crime, she said.
|
| |
|
 |
|
|
|
The Canadian research centre will also look at the implications
identity theft has on businesses. Head noted that the
crime has an impact on the level of trust between businesses
and consumers, and whether or not a fear of giving out
personal information will create a chill among consumers.
Some businesses may turn to more technology, such as
fingerprinting credit-card users, to mitigate identity
theft. But that raises questions about privacy, said
Head, and how much personal information a consumer will
give to protect their identity.
"What are customers willing to tolerate? How much
information are we willing to give?"
Seats are still available for tonight's lecture. To
reserve a spot e-mail sciencecity@mcmaster.ca or call
905-525-9140, ext. 24934.
nalcoba@thespec.com
905-526-2409
Stopping identity theft
What is identity theft?
* The unauthorized collection or fraudulent use of
personal information.
How does it happen?
* credit- and debit-card skimming
* trash digging for credit card application forms,
bank statements or any documents that have personal
information
* stealing mail
* obtaining personal information through telephone
calls or e-mails by impersonating government or business
officials
* obtaining personal information by stealing records
from a business, bribing an employee or hacking into
a website
Tips to prevent becoming a victim of identity theft
* Don't leave ATM, credit card or gas station receipts
behind and shred credit card statements, application
forms or bank account updates.
* Remove mail from your mailbox promptly.
* Review your monthly credit card and bank statements
carefully.
* Keep an eye on your credit and debit cards when paying
at a store. Look out for scanning devices that may be
suspicious.
* Change passwords often and avoid using frequently
used pieces of information like date of birth and middle
names.
* Protect your personal identification number when
you use it.
* Don't give personal information over the phone or
by e-mail unless you initiated the contact.
This lecture is free of charge and open to the public.
To register for a spot, call 905-525-9140, ext. 24934,
or send an e-mail to sciencecity@mcmaster.ca.
Doors open at 6:30 p.m. and the talk begins at 7 p.m.
|
|
|