PAYMENT METHODS
McMaster offers the following convenient methods of payment to students and parents. To avoid payment plan and interest charges, please ensure your payment is received the Payment Deadline Dates.
To ensure payments have been received by the university,
regular review of your online Account Statement is strongly recommended
McMaster’s PREFERRED Payment Methods ***
NEW - Credit Cards 
- ~ Select the "Pay Now" button from the online Payment Agreement / Account Statement and follow directions for Credit Card payments
- ~ Have your credit card information and PIN available
- ~ A non-refundable convenience fee of 1.95% will be charged over and above your payment amount to use this service.
- For more information on making credit card payments and the convenience fee, click Credit Card Payment Method - F.A.Q.
Paying from a CANADIAN bank account?
Online / Telephone Banking
- ~ Online/Telephone Banking payments are made through your bank’s website or call centre
- ~ Add McMaster as a "bill" to pay
- ~ Use your 7-digit student ID# as the requested “account number”
- ~ Enter the amount to pay / date you wish your payment to be processed, and click “OK”
- ~ Most online banking payments are defaulted to the same day you set up the payment, but will allow post-dated payments.
- ~ Payments may be post-dated to September 1 (Fall/Winter) May 1 (Spring / Summer session)
- ~ Up to September 1 (May 1 - Spring/ Summer), if you make revisions to your course selections or payment options, you can make adjustments to your post-dated online payment yourself to reflect the changes. If you use one of the other payment methods, you will have to either send additional payment(s) or wait for a refund (depending on your revision).
INTERAC Online 
- ~ Select the "Pay Now" button from the online Payment Agreement / Account Statement and follow directions for INTERAC Online.
- ~ All payments made through INTERAC Online show on your Account Statement as "pending" that day, then as a payment the next business day
- ~ Currently, students who bank with BMO, RBC, Scotiabank or TD can use this method (Daily limits may apply).
- ~ You will need to have your bank debit card ready. (PLEASE NOTE: Students who have the new VISA/Debit client cards may find this service unavailable).
- ~ Follow the directions as indicated.
Paying from an INTERNATIONAL bank account?
- ~Select the "Pay Now" button from the online Payment Agreement / Account Statement and follow instructions for Western Union.
- ~ You can pay in the currency of your choice.
- ~ Western Union provides an exchange rate guaranteed for 72 hours, in order to give you the time to take the confirmation slip to your bank and initiate the payment. Your bank pays Western Union in your country, notification is sent to Western Union here and the money is transferred in Canadian dollars to your student account at McMaster the next day.
- ~ Western Union is a quick and convenient way to make international payments without incurring the service fees or delays of a conventional wire transfer.
International Wire Transfer
- Arrangements to transfer funds through your bank should be completed at least two weeks prior to the payment deadline.
- Bank account numbers are indicated on the International Student’s CIBC Direct Deposit Form
- Send completed form to:
Student Accounts & Cashiers
Gilmour Hall, Room 209
McMaster University
1280 Main Street, West
Hamilton, ON L8S 4L8
Or fax: 1-905-527-3615
- Ensure your Name & ID number are indicated on any and all payments made to the University.
- It is important that we receive a completed copy of the CIBC Direct Deposit to ensure we promptly identify your payment and process it to your student account.
*** McMaster's preferred methods of payment are listed above. Students who pay by any other method, or through any other third party, do so at their own risk. McMaster will not be held responsible for any subsequent loss to the student.
OTHER Payment Methods
Cheque / Certified Cheque / Money Order / Bank Draft
If you don’t have access online/telephone banking services, you can send payment through regular mail or drop it off in person to:
Student Accounts & Cashiers
Gilmour Hall, Room 209
McMaster University
1280 Main Street West
Hamilton, ON L8S 4L8
Payments should be made payable to “McMaster University”.
Ensure that your name and student ID number are written clearly on your payment.
Payments can be deposited in our convenient before/after-hours drop box located outside GH 209.
In order to avoid late payment charges and other administrative charges, please make sure all payments are made no later the Payment Deadline Dates.
Any cheque not accepted and returned by the bank must be replaced by cash, certified cheque, money order/bank draft, or online/telephone banking along with a Returned Cheque Charge ($55.00 for the first occurrence, increasing by $15.00 for each subsequent occurrence).
Cash / Debit
- Cash and debit payments are still accepted in our office (Gilmour Hall, Room 209), although we prefer you use another Payment Method.